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Whether you are buying your first home or your forever home, as a wholesale broker, First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203H flood disaster loans, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase or refinance transactions of existing or new homes. We offer no origination options and the lowest wholesale rates on the market.
First Choice Mortgage, LLC was opened in 2005 in Denham Springs, LA by Erica Whiddon. We are licensed to do home loans throughout the entire State of Louisiana. Our office has helped thousands of families in Livingston, East Baton Rouge, West Baton Rouge, Ascension and many other parishes throughout the State of Louisiana obtain homeownership.
Mortgage rates are changing all the time, and despite being lower than they were 20 years ago, the current trend shows that rates are going up. If you're already a homeowner, you may pay little attention to mortgage rate news --especially if you think your mortgage is unaffected by changes...
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...