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Whether you are buying your first home or your forever home, as a wholesale broker, First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203H flood disaster loans, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase or refinance transactions of existing or new homes. We offer no origination options and the lowest wholesale rates on the market.
First Choice Mortgage, LLC was opened in 2005 in Denham Springs, LA by Erica Whiddon. We are licensed to do home loans throughout the entire State of Louisiana. Our office has helped thousands of families in Livingston, East Baton Rouge, West Baton Rouge, Ascension and many other parishes throughout the State of Louisiana obtain homeownership.
This article will answer the most common questions about buyers closing costs, including some ideas for minimizing paying closing costs upfront. "Will There Always Be Closing Costs?" Yes, there are always closing costs. Whether you're the buyer or the seller or even refinancing,...
When you're a first-time homebuyer, the first thing on your mind is probably, "how much home can I afford?" and rightfully so! Knowing how much you qualify for is the first step to buying a home. But here's another crucial detail to consider: should you buy a starter home or a forever...
Your credit score is one of your most powerful tools for planning your financial future --mostly because it determines the terms of loans like mortgages. Unfortunately, there’s a lot of misunderstandings about FICO scores, and it can lead you to miss out on the benefits of your...
Do any of these 7 financial situations sound like you? If they do, then you might be ready to refinance your mortgage! Remember, you can start the refi application at any time on using our digital application --the sooner you apply, the sooner you can secure a new, lower mortgage...