Phone: (225) 665-4399
  • 			    100% Financing Flood Renovation RD FHA VA Conv Jumbo Programs Available.

    100% Financing Flood Renovation RD FHA VA Conv Jumbo Programs Available.

  • 			    Get Pre-Approved now and get ALL of your Mortgage Options today.

    Get Pre-Approved now and get ALL of your Mortgage Options today.

  • 			    Purchase, Refinance, Cash-out, Renovation, New Construction. We do it all!

    Purchase, Refinance, Cash-out, Renovation, New Construction. We do it all!

  • 			    Get started now and get your Letter of Approval today!

    Get started now and get your Letter of Approval today!

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form to obtain your Letter of Approval today

 CONTACT US

Submit this quick and secure form to chat with a Loan Officer about your unique situation. 


Welcome to MORTGAGE225.com

Whether you are buying your first home or your forever home, as a wholesale broker, First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203H flood disaster loans, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase or refinance transactions of existing or new homes. We offer no origination options and the lowest wholesale rates on the market. 

First Choice Mortgage, LLC was opened in 2005 in Denham Springs, LA by Erica Whiddon. We are licensed to do home loans throughout the entire State of Louisiana. Our office has helped thousands of families in Livingston, East Baton Rouge, West Baton Rouge, Ascension and many other parishes throughout the State of Louisiana obtain homeownership. 

Recent Articles

Oct
17
2018
Unpacking and Understanding The Mortgage Payment
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post will unpack your mortgage payment so you know what you're paying for each...
Oct
10
2018
Is A Reverse Mortgage Better Than A Traditional Mortgage?
Reverse mortgage versus a traditional mortgage --is one better than the other? The answer is that it depends on the situation. They have many similarities, but there are a few key differences that make reverse mortgages a better choice than a traditional mortgage. Or vice versa. This...
Oct
03
2018
What To Expect The Day Your Home Loan Closes
“What happens on closing day and after?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also receive digital or paper copies of all the signed...
Sep
26
2018
Little Known Factors That Affect How Much Property You Can Afford
Getting pre-approved for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also effects on how much you can afford? Here are some of the factors that determine how much you can afford to buy with your home loan. Have you been...